Replace your patchwork of spreadsheets with a single, audit-ready platform built for founders, finance teams, CFO/fractional CFOs, and scaling multi-entity groups.
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Replace your patchwork of spreadsheets with a single, audit-ready platform built for founders, finance teams, CFO/fractional CFOs, and scaling multi-entity groups.
Consolidate P&L and Balance Sheets across infinite group entities with automated FX revaluation.
Automated tracking and net-zero scrubbing of internal trading and group loan balances.
KPIs, runway, alerts and AI narrative in one view.
Statutory layouts, drill-through to source entries.
Direct-method cash runway driven dynamically by real-time AR aging collections and AP bill schedules.
Secure Open Banking feeds automatically match actual cash balances against your forecasts daily.
Set once, lock with approvals, re-forecast monthly.
DSO/DPO, overdue alerts and CCC computation.
Salary, NI and pension by department with hiring plan.
Base / aggressive / conservative what-ifs in seconds.
Repeatable checklist, owner & due dates, RAG status.
VAT, CT, PAYE and Companies House dates — every change logged.
No complex enterprise onboarding cycles. Just connect, sync, and export.
Connect your core cloud accounting ledgers (Xero, QuickBooks, Sage) via secure OAuth keys in one click. Map your corporate ownership hierarchies inside our Group Settings panel.
Our backend rules engine automatically sweeps multi-tenant tables. It matches intercompany loan balances and internal trade revenue, executing instant net-zero eliminations with a full audit trail.
Review your auto-generated 13-week rolling cash forecasts and financial commentary. Inline-edit paragraphs directly inside the preview workspace, then export to premium PDF or unstyled Word formats.
MouCFO enforces access at the database — not just in the UI. The same rules apply whether you use the app, our API, or a direct SQL client.
Row-level security scopes every financial table to your organisation. Viewer accounts stay read-only at the database, not just in the UI.
Every material change is append-only. A database trigger forces the actor to the authenticated JWT identity — history cannot be forged.
Each entity is its own workspace with a hard org boundary. Cross-tenant reads and writes are structurally blocked.
Xero, QuickBooks and Sage tokens are AES-256-GCM encrypted at rest. 256-bit TLS in transit. UK GDPR aligned.
Bank-grade security. Trusted by modern finance teams and fractional CFOs. Start free for 14 days.
For established businesses with internal finance teams.
billed annually — £1788/yr
For complex corporate groups and custom setups.
Custom pricing tailored to your group
Contact Sales256-bit encryption and GDPR compliant, safeguarding your financial data.
Priority access to dedicated finance platform experts and account setup assistance.
Connects securely with your existing major accounting ledgers.
Yes — GBP-native, VAT quarters, Corporation Tax, PAYE deadlines and Companies House confirmation reminders are built in.
No, but it works beautifully alongside one. MouCFO is designed for founders, finance managers and fractional CFOs — and you can invite your accountant as a viewer at no extra cost.
Yes — generate a polished, multi-page PDF board pack in one click with KPIs, P&L, balance sheet, cash flow and AI-written commentary, branded with your company logo.
Pick a plan to keep going. Your data stays with you either way — full CSV/Excel export is always available.
Yes — connect Xero, QuickBooks, Sage, FreeAgent and 30+ other tools to sync actuals automatically, or import via our Excel template if you prefer.
The AI analyses your numbers to draft budgets, write board commentary and answer questions in plain English. Your financial data is encrypted, never used to train external models, and stays inside your tenant.
Absolutely. Invite your team with role-based permissions (admin, editor, viewer), with a full audit trail of every change and approval.
MouCFO is a responsive web app that works beautifully on phones and tablets — review KPIs, approve budgets and check cash on the go without installing anything.
Yes — build base, aggressive and conservative scenarios in seconds, compare them side-by-side, and see the impact on runway, hiring and profitability before you commit.
Most teams are up and running in under 30 minutes. Import a year of history from your accounting tool or our Excel template and the dashboard populates immediately.
Yes — no contracts, no cancellation fees. Cancel from Settings and you keep access until the end of your billing period.